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Making vehicle ownership easier
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Ensuring convenience & local availability.
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Structured EMI options available.
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Flexible installments with zero interest burden.
How Does the Radhaswami Vehicle Yojana Work?
Step 1: Choose your preferred two-wheeler or four-wheeler.
Step 2: Apply under the Radhaswami Vehicle Yojana.
Step 3: Pay the required down payment and processing fees.
Step 4: The vehicle will be financed in your name as per the scheme conditions.
Step 5: Complete your EMI payments and become a proud owner!
Vehicle Financing & Eligibility Terms
To ensure fairness and accessibility, the Radhaswami Vehicle Yojana follows a structured set of rules and conditions for financing and ownership.
Vehicle Financing Rules
The vehicle will be financed in the name of the buyer (owner’s name).
Two-Wheelers: Must be financed for a minimum of 3 years.
Four-Wheelers & Larger Vehicles: Must be financed for a minimum of 5 years.
Two-Wheeler Financing Terms:
Members purchasing two-wheelers under this scheme must:
Pay 60% of the Ex-showroom price + Registration Charges + Insurance + Showroom Charges (if applicable).
Pay an additional 10% processing fee.
Make an initial down payment of only 15-20% of the total cost.
*Important Note:
If a member pays more than 20% as a down payment, they will not be eligible for the scheme.
The financing must be structured under the 3-year plan.
Four-Wheeler & Larger Vehicle Financing Terms:
Members purchasing four-wheeler or larger vehicles under this scheme must:
Pay 60% of the Ex-showroom price + Registration Charges + Insurance + Showroom Charges (if applicable).
Pay an additional 10% processing fee.
Flexible EMI Options (Zero-Interest Repayment)
If members do not wish to pay the full amount upfront, they can opt for a structured interest-free EMI plan, which allows them to:
Make a minimum payment of (14 x EMI) + 6% Processing Fee upfront.
Pay the remaining amount in installments over 18, 36, or 54 months.
* Important Notes for Four-Wheeler Buyers:
100% interest-free EMI options available.
Vehicles will be financed only if the buyer adheres to the scheme’s payment structure.
If a member chooses to pay the entire vehicle cost upfront, they will receive a 50% discount on the Ex-showroom price under the Radhaswami Discount Price Plan.
Terms & Conditions of the Vaahan Vehicle Yojana
Down Payment & Financing Structure
The down payment must be between 15-20% of the vehicle’s cost.
Higher down payments will disqualify the member from the scheme.
The financing will strictly follow a 3-year (two-wheelers) or 5-year (four-wheelers) tenure.
Security & Legal Agreement
Once the vehicle is financed, the Radhaswami Organisation will hold a security deposit from the member.
The member must submit a security cheque and sign a legal agreement that includes all scheme-related terms and conditions.
This agreement ensures financial security for both the organisation and the buyer.
Repayment & Default Policies
If a member fails to make payments as per the agreement, their security deposit will be forfeited.
If the organisation fails to fulfill the terms, members can deposit the provided security cheque in their bank and recover their amount.
Special Discount for Full Payment Buyers
Members who pay the full vehicle price upfront under the Radhaswami Discount Plan will receive a 50% subsidy on the Ex-showroom price
*This is an exclusive benefit available only to full-payment buyers.
Why Choose the Radhaswami Vaahan Yojana?
40% Grant on Ex-Showroom Price – Making vehicle ownership affordable for all.
Low Down Payment (15-20%) – Ensuring easy accessibility.
100% Interest-Free Repayment – No additional burden on members.
Flexible EMI Tenures (18, 36 & 54 Months) – Pay at your convenience.
Guaranteed Vehicle Ownership – Secure financing & legal protection.
Exclusive Discounts for Full-Payment Buyers – Up to 50% off
Vehicle Available from Your Own District – Hassle-free delivery & local support.
How to Apply?
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Choose your preferred vehicle (Two-Wheeler, Four-Wheeler, or Larger Vehicle).
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Become a registered member of Radhaswami Organisation.
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Submit your vehicle financing application along with the required documents.
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Pay the initial down payment + processing fee as per the plan.
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Complete financing formalities and receive your vehicle.