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Secure Your Future While You Shop & Sell
The Radhaswami FMCG Yojana is a first-of-its-kind initiative that ensures financial security for both shopkeepers and customers. Unlike traditional businesses, where no cashback or rewards are provided for purchases, this scheme guarantees 100% cashback on essential grocery and FMCG (Fast Moving Consumer Goods) items over time.
This initiative empowers small retailers and customers alike, making every purchase an investment for the future.
Earn while you shop
100% cashback over time!
Secure monthly benefits for
shopkeepers & retailers!
Guaranteed financial stability
Your purchases turn into savings!
How Does Radhaswami FMCG Yojana Work?
Monthly purchases from Radhaswami FMCG Yojana convert into future savings.
Cashback is given in three structured phases over time.
Month
Benefits Type
Cashback / Free Goods
Cashback in Goods
Monthly Cashback
One-Time Lump Sum Cashback
73rd Month
85th Month
97th Month
Customers receive free products equal to their purchase value
Customers receive cash equal to their monthly spending.
Customers receive a one-time cashback of the total amount spent in 96 months.
Calculation for ₹3,000 Monthly Purchase:
From the 73rd month, ₹3,000 worth of free products is given every month.
From the 85th month, ₹3,000 in cash is given every month.
In the 97th month, ₹2,88,000 lump sum cashback is provided!
Averages are calculated based on monthly spending to ensure fair cashback distribution.
Special Benefits for Retailers & Shopkeepers (Samman Yojana)
FMCG Product List Under the Yojana
How to Maximize Earnings & Benefits?
Promote the scheme to just 20 households in your area.
Each household spends approximately ₹300-₹500 per month on FMCG products.
By participating in the scheme, every household secures their long-term cashback benefits.
Example of a Monthly Household FMCG Expense Calculation:
Product
Quantity
Price Per Unit
Total Cost
4
4
1
2
1
1
1
1
1
1
1
1
Detergent Powder (Surf)
Bath Soap
Pen
Notebook
Mustard Oil
Toothpaste
Toothbrush
Salt
Cold Hair Oil
Agarbatti (Incense Sticks)
Garam Masala (Spices)
Shampoo
₹10/-
₹10/-
₹5/-
₹10/-
₹150/-
₹20/-
₹10/-
₹15/-
₹20/-
₹10/-
₹5/-
₹20/-
₹40/-
₹40/-
₹5/-
₹20/-
₹150/-
₹20/-
₹10/-
₹15/-
₹20/-
₹10/-
₹5/-
₹20/-
Household Monthly Spend: ₹350 - ₹500
Each household will receive 100% cashback under the scheme!
By simply spreading awareness about this scheme, retailers & customers can unlock huge financial benefits.
Why Should You Enroll in the Radhaswami FMCG Yojana?
100% Cashback Guarantee – Get back every rupee spent over time!
Exclusive Retailer Benefits – Secure lifelong financial stability!
Life-Long Monthly Income for Shopkeepers – ₹9,000 per month after 121 months!
No Additional Investment Needed – Earn cashback on regular grocery shopping!
Transparent & Legally Secure System – Agreements & maturity checks provided!
10% Service Charge Ensures Sustainability – Making the scheme reliable & long-term.
This is a revolutionary initiative that benefits both retailers & consumers!
Terms & Conditions of the Radhaswami FMCG Yojana
Cashback Distribution Phases
From the 73rd month: Customers receive free products equal to their monthly spending.
From the 85th month: Customers start receiving monthly cashback in cash.
In the 97th month: A one-time lump sum cashback is provided based on total spending.
Monthly Purchase Average Calculation
The cashback amount is calculated based on the monthly average purchase over 96 months.
Regular purchases ensure a higher cashback payout in the final months.
Shopkeeper Benefits (Samman Yojana)
Shopkeepers enrolled in the Samman Yojana will receive ₹9,000 per month for life starting from the 121st month.
A legal agreement and account registration will be provided to ensure cashback security.
Mandatory Service Charge
A 10% service charge is applicable on all Radhaswami Organization schemes.
This service charge ensures the smooth operation and sustainability of the scheme.
Why Choose Radhaswami FMCG Yojana?